How Frugal Are You? 24 Things Frugal People Do

By | June 24, 2018

Best Frugal Living Tips

You can learn all about the best frugal living tips from things that frugal people do. People choose a frugal living lifestyle for many different reasons. They may have chosen to live this lifestyle because they were raised in a frugal living family, so it’s second nature to them.

Perhaps they intentionally live frugal to save money each month for a downpayment on a house, or they have a child about to start college. Maybe they simply follow frugal simple living tips.

We are continuously bombarded with tv commercials and advertisements telling us that in order to be happy we must be constant consumers.

However, a frugal living lifestyle requires intentional actions to question whether you really need to buy that something that others are suggesting you purchase.

Whatever their reason, frugal people have these things in common, they all know that every penny counts and they know where all their pennies are going.

So, how frugal are you? Listed below are the best frugal living tips that frugal people do.

These frugal living tips will get you started on your path to financial success even if you are on a tight budget.

best frugal living tips

1. Cut utility bills where possible

Not all utility bills can be negotiated, but for the ones that can, negotiate. Call your cable provider and have them lower your bill or better yet, switch to Netflix.

Cut your landline altogether. Call and see what plans are out there for your cell phone and see if you can get a better deal.

Is there anything you can do with your car insurance to lower that bill?

2. Frugal meal planning and eating at home

Though grabbing something fast while you’re out running errands, frugal people eat before they leave the house. They also plan their meals, grocery shop from their meal plan, then eat at home.

Giving into temptation isn’t something they frequently do when it comes to their money.

3. Look for deals and use coupons

More often than not the stores you shop in have coupons and discount codes waiting to be used. Get in the habit of only buying items you have coupons for and that are on sale.

4. Frugal people make mistakes, too!

When mistakes are made, they use it as a lesson learned. Maybe they went over budget in a particular area for the month, instead of thinking the world is coming to an end they simply fix their mistake and become more aware. If going over budget becomes a habit, they reevaluate their budget.

5. Eat leftovers

Ever grow tired of cooking? Frugal people often times make enough food to get two meals out of one. Eating leftovers will save you time and money.

6. Don’t mind buying things used

It becomes easy to purchase used items when you realize how much markup gets added to brand new things. When you look at the amount of money you have saved the fact that the item is used is no longer important.

7. See a penny, pick it up; all day long you’ll have good luck

Frugal people do. Remember, every penny counts. Even just saving a couple extra dollars a month out of what you saved from lowering your phone bill adds up.

8. They shop out of need, not as a hobby

This is a no-brainer when it comes to mentioning the best frugal living tips. There isn’t a long term reward in shopping just for spending money, however, there is a long term reward when it comes to saving money. Finding a hobby that is inexpensive or free is easy if you are opened to the possibilities.

9. Don’t buy a gym membership, exercise at home instead

Being active outdoors is free. Running only costs a pair of running shoes and if you have access to a pool, swimming could be a great form of exercise.

10. Trade services with friends

Maybe you can trade babysitting services so you can go grocery shopping alone or go out with your husband for the evening. Trading services is free and rewarding at the same time. You are helping others while saving money.

11. Keep track of all your bills

Other than seeing if there are any bills you can reduce, find out if you can get a discount for putting your bills on an autopay program. Frugal people look for every possible way to save money and autopay is definitely an easy way to go.

12. Take your lunch to work

You will be surprised at the amount of money you save by bringing lunch from home. If your reasoning for eating out every day has to do with getting away from the office, then go eat at a local park. Having a change of scenery is free.

13. Create a grocery list and only buy what’s on your list

Becoming more intentional with your money is easier to do when you only buy what’s on your grocery list. Buying only what’s on your grocery list is challenging at first, but after a couple times of still forgetting items, you will find yourself becoming more intentional with your list making.

14. Frugal people are great DIYers

One of the best frugal living tips that you will learn in this article is to learn how to do things for yourself. They would much rather spend their time than their hard earned cash on paying someone else to do something that they are perfectly capable of doing.

15. Know that time is money

Paying for a service instead of doing it yourself is sometimes more cost effective. People are skilled in different areas. You may think you need a whole new faucet since the one you currently have is leaking when all you really need is to replace a small rubber piece. Replacing that faucet would be a lot more expensive and take a lot more time than simply having someone come out and replace a small rubber piece.

16. Buy in bulk when the unit price is cheaper

Checking the unit price is always a good idea. The smallest sized container isn’t really where you always get the most bang for your buck. Some items are much cheaper to buy in bulk. A good example would be paper products.

17. Frugal people repair things

Doing a little research on repairing vs. replacing may save you a lot of money. Again, replace the rubber piece, not the whole faucet, it’s much cheaper.

18. Frugal people are always looking for more ways they can be even more frugal

They are always listening and trying new things, challenging themselves to save even more.

19. Find ways to entertain at home instead of going out every weekend

Renting a movie and watching it at home instead of taking the whole family to the movies will save you a lot of money. Finding ways to have fun at home is a great way to be frugal.

20. Aren’t married to brands

After comparing ingredients, often the store brand has the same ingredients as a major brand. Frugal people are willing to give the store brand a try.

21. Fast food places aren’t something they frequent

Frugal people keep snacks in their car with them to help not give into the temptation. Make it a habit of bringing healthy snacks and drinks from home.

22. Don’t buy stuff to impress people

Dave Ramsey has a saying, “We buy things we don’t need with money we don’t have to impress people we don’t like.” If this is something you are guilty of, think of all the money you will save when you stop.

23. Turn unwanted/unused items into cash

Decluttering is a goldmine when you turn your unwanted items into cash. And nowadays being about to sell online is a lot easier than holding a yard sale.

24. Plan for the future and set obtainable goals

Frugal people are always working toward specific goals. They know where they plan on being in five years. Create a 5-year plan, then break that plan down into doable steps.

These best frugal living tips are the ones that I should consider implementing into your day-to-day life. A frugal living lifestyle will bring you so much freedom that you will never want to go back to your old habits.

Please click here if you are interested in learning more money savings tips.

2 thoughts on “How Frugal Are You? 24 Things Frugal People Do

  1. Suzanne

    This was a good read! I agree that frugal people don’t mind buying used. There is still lots of life left in so many things!

  2. Vanessa

    Thanks for sharing! Renting movies is a great way for families and couples save money at the theater or on a babysitter!


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