Everyday Life Hacks That Save A Ton of Money

By | January 20, 2018

Living in today’s economy is expensive, right! That is why we are always searching for money saving tips to keep more of our money to spend on things that are important to us. Whether you want to save money for an upcoming family trip or set aside money for the kids’ college fund, we have compiled a list of everyday life hacks that you can use to help reach your goals.

Life hacks can be defined as tips to improve your life by being more productive and efficient. The definition can also include life hacks to save money. We have researched and found a lot of unique life hacks to save money each month.

These seven everyday life hacks will help you keep more money in your pocket so you can spend it where you want to. If you don’t take advantage of any these or other everyday life hacks, then are missing out on easy ways to save money each month.

Everyday Life Hacks That Will Save You A Ton of Money

everyday life hacks

Everyday Life Hack #1:  Negotiate your cell phone bill

One of easiest everyday life hacks to save extra money each month is with your cell phone carrier. You can negotiate your cell phone plan to save more money each month.

Cell phone carriers are always advertising deals to get new customers. With a quick internet search, you can find the current best deals being offered by competing cell phone carriers.

Once you have read and understand the details of each of the competing carriers plans, you can contact your current cell phone provider and negotiate a better deal.

In my experience, I’ve had more success in getting a better deal when I visit the local cell phone store in person than calling an 800 number and asking for a better deal.

I think the in-person conversation with your local representative is better than negotiating with an 800 operator.

Also, if you are near the end of a cell phone contract, you are in good position to negotiate a better deal for your cell phone plan. Cell phone carriers are more likely to match a competing carrier’s offer to keep you as a customer.

It’s not hard to negotiate a better cell phone plan with your current carrier if you’ve done your homework and know what deals are available from their competitors.

Everyday Life Hack #2:  Dine out less often

Another easy everyday life hacks to save extra money each month is dining out less. Going out to eat is really convenient and easy to do after a long day of work. And it is really easy to get into the routine of eating out in restaurants or ordering food delivery on a regular basis.

The easiest solution is to start eating at home more often. If you can’t imagine yourself eating at home all of the time, then start by eating one more meal at a time at home. This way you can work your way into the habit of eating less in restaurants.

Instead of going out for dinner with friends, consider hosting a potluck dinner. Ask each person to bring a side item or dessert for dinner and you can prepare an easy main course like a simple crockpot recipe.

You could ask one person to bring a side dish, ask another person to bring a bottle of wine, and another person to bring a dessert. If you and your friends typically go out for drinks after eating at a restaurant, then ask a couple of people to bring some after dinner drinks to share.

You will be saving money by spending less and you will be dining together in a much more comfortable environment of your home.

Everyday Life Hack #3:  Brew your own coffee

Many commuters fall into a routine of stopping by the local coffee shop on the way to work each day for coffee.

Instead of spending $4.50 for a latte at the cool coffee shop each workday, start brewing your own coffee at home. You will save up to a thousand dollars per year by brewing your own coffee at home before leaving for work.

It is actually very easy to make your own pot of coffee each day. Most coffee makers have digital timers that make it easy to have the coffee when you wake up.

All you need to do is set it up before you go to bed each night. Each night (even on the weekends), I setup my coffeemaker to start brewing coffee at 6:00 am each morning.

By 6:10 am each morning, a full pot of coffee is ready. I usually drink a cup while I’m getting ready for work then I refill my Yeti cup and hit the road for work. It’s that simple!

Everyday Life Hack #4:  Consider buying used instead of new

Looking to buy some clothes, a night stand, crock pot or maybe even a bed frame? Our first instinct is to go to the local Target, Walmart or other big box brick and mortar store.

This unique life hack encourages you to first visit a consignment shop, thrift store or other secondhand store. A lot of items have been given a new life by craftsmen/craftswomen who are very skilled in what they do.

There is no guarantee that you will find what you are looking for in a consignment shop or secondhand store of course, but many times, you will find something that will fit your needs at a fraction of the price of a new item.

Buying an item secondhand or refurbished can save you a ton of money.

Everyday Life Hack #5:  Use Discounted Gift Cards

Each year, there are billions of dollars of gift cards that are not used. Oftentimes, people will receive a gift card for a birthday or Christmas and never use them. In some cases, these unused gift cards will be sold at a discount to online companies.

Another unique life hack is to buy discounted gift cards on many websites. Raise, Gift Card Granny, and Cardpool are three of the more popular websites to buy and sell unused gift cards.

You can use discounted gift cards to buy almost anything you would with your regular credit card. Using discounted gift cards this way could help you save hundreds of dollars each year.

You can easily score someone’s unwanted gift card for up to 30% off the face value of the original gift card. The biggest discounts available are for restaurants and clothing retailers.

So if you buy a discounted gift for 30% off face value, that’s an automatic 30% savings!

Everyday Life Hack #6:  Tackle small repairs yourself

Home ownership is an expensive proposition. Not only are monthly mortgage payments expensive, but home repairs can be costly too.

When a home repair is needed, consider tackling small repairs yourself. This unique life hack can save you a lot of money and learn a new skill in the process. If you mess up, you can always call a professional repair man.

If something isn’t working in your home and a minor repair is needed, find a YouTube video on how to perform the repair job. Repair jobs like fixing a leaking toilet tank or unclogging a drain line is quite to find on YouTube.

The best part of doing a small repair job yourself is that you will build your confidence and be ready to try bigger more costly repairs.

Everyday Life Hack #7:  Always pay yourself first

Paying yourself first is the best way to build an emergency fund to take care of unexpected expenses. You can set up an automatic transfer into your savings account each month. Start with whatever you can afford, but start now.

Each payday automatically transfer $20, $50 or even $100 into your savings account. Then let the account build until it is needed for an emergency.

Final Word

My goal here at SmartMoneyJourney.com is to educate you on practical money saving tips to help you spend less money and start saving more money.

If you found this article helpful to you, click here for more everyday life hacks, ways to make extra money and start saving for your financial independence.

Click here to learn more about life hacks to save money and other practical money saving tips needed to get your financial life in order so that you can live your life without financial stress.